Do you have your eye on buying a luxury car or a new home? Maybe you’re looking to get out of debt or pay off any existing medical bills. Or maybe you want to travel the world or start your own business. Whatever the reason, did you know you can get cash for structured settlement payments? Cash that you can use for anything you want.
There are many benefits to selling and getting cash for structured settlement payments. For example, payouts and annuity on things like life insurance can (more…)
Spending money is a lot of fun. But part of the reason for that is because it is simply far easier to spend money than to save it. Some people just weren’t born with the saving gene — a technical term, yes — and others just choose to ignore it. But if you can figure out how to do it, you will end up quite comfortably pleased with how it literally pays off. One way to begin saving money is to look at structured settlements and decide if a lump sum or selling your annuity is a better option for you. While selling your annuity can incur charges or fees of up to 10%, if you are smart wi (more…)
Two winners; same city, same scratch off, same lump sum lottery payout.
Technically Champakbhai Patel is from the nearby town of Salisbury, but either way he’s now the latest winner of an N.C. Education Lottery scratch off called Ultimate Millions, according to The Charlotte Observer. Patel won himself a cool $1 million prize and elected to take the lump sum lottery payout instead of a lottery annuity settlement.
“It feels very good,” Patel said. “I’m happy.”
Patel bought the $30 ticket at the convenience store he conveniently owns, Danny’s Place. He could have selected to take his prize in the form of annual payments, similar to how the Mega Millions is paid out in 30 annual payments, but instead opted for the (more…)
There is nothing as exciting as seeing a small business launch and do well. Many small business owners quickly learn, however, that managing payroll in-house comes with all sorts of responsibilities and complications that can costs businesses significantly when it comes to tax season. With so many factors existing in such a delicate balance, it is no wonder why many small businesses choose to outsource to payroll services companies for hassle-free, professional business help.
Spend More Time Working at Work
As a business owner, the key to your success lies with time management. By using a payroll outsourcing provider, business owners can save both time and (more…)
If you have a structured settlement that is paying you in small increments over time, you’re probably looking for a way to get cash for an annuity now. You never know what can happen in the future, and it’s always a safe bet to get your money now and figure out the rest as it happens.
To get cash for an annuity now, you should be seeking an experienced firm that can get you an instant quote for your annuity payments and guide you through the best options to sell your settlement. Many people who receive structured settlements aren’t even aware that they have the option to get settlement cash pai (more…)
Today, there are an estimated 25 to 27 million small businesses in the United States, and between 60 and 80% of the U.S. workforce works for these businesses. Because of how vital these companies are to the economy, they need to be able to stay operating to help provide employment opportunities. As a result, they may need to look for quick funding to stay afloat.
One such source of this funding is to use unsecured business loans. While these loans may sound complicated, they may actually be of use to many business owners. Here are three fast facts that you should know when it comes to getting an unsecured loan.
Unsecured business loans aren’t like other loans you might be used to.
First, what are unsecured business loans? These types of loans are called unsecured because th (more…)
Unless you are Bill Gates, winning the lottery is probably something you can only dream of. What you might not expect is that winning the lottery might not provide enough money to alter your life that substantially. Off the top, you have to pay 25% in federal taxes and then depending on what state you live in, another 6-9% in state taxes. If you won $1 million, the amount you’d actually get after state and federal taxes is more like $682,500, and that is before any additional administrative fees you might be subject to.
After taxes and fees, your winnings might be issued in a structured settlement, which gives you an annual payment for 30 years or so instead of one large lump sum. If you find it more beneficial to access the full balance of your winnings instead of getting small payments over (more…)
Health insurance: most people take it for granted until they need it. Although the Affordable Care Act has made it easy for Americans to get health insurance, the uninsured rate as of last year was still 12.9% for adults. As a result, more Americans are looking for health insurance, whether they receive it through their employers’ plans or buy it themselves.
If you’re currently exploring your options in the health insurance marketplace, make sure you choose the right plans for your family or your business. Here’s what you should know about these two types of plans:
Health Insurance for Families and Individuals
Thanks to reforms in health care, it is possible to get health insurance on your own rather than simply through an employer. The health insurance marketplace o (more…)
Let’s face it: everyone thinks that winning the lottery would make all of their problems disappear, and to be sure, having a large amount of cash in your hands can be an exciting feeling at the very least. It can also help you pay off things like credit card debt and student loan debt, or it can help you buy a new house or a new car. It could even allow you to take an awesome vacation to the Caribbean — and end up staying there, opening your own business, and finding perpetual bliss.
But in reality, lotto winners typically find that life isn’t all peaches ‘n cream. Instead, they end up facing a few harsh realities that suggest life was way easier before winning the lottery:
- After winning it big, about half (48%) of all lotto winners end up working, or going back to work (more…)
As we get older, financial planning becomes more and more important for the security of our futures. However, as the years go on it seems that the population becomes less sure of how to handle their financial future and do not adequately plan ahead for their retirement. This leaves many people exposed to potential financial instability when the time for retiring comes along.
It is estimated people 65 and over will comprise 20.9% of the population by 2050. This will likely raise the amount of retirees. Currently there are approximately 10,000 baby boomers who retire every day. Unfortunately, one in five of the people retiring have zero money saved for their retirements, making it difficult for them to safely retire with the hope of being financially stable. The widely cited average (more…)
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