Although the economy has slowly recovered since 2010, there is still a long way to go before the unemployment rate is back to where it was prior to the 2007 recession. Prior to the recession, the national unemployment rate was about 5%. By late 2009, the unemployment rate had risen as high as 10%. In [...]
If you are like a great majority of Americans, you are most likely strapped for cash. Hurting for money can mean you cannot go out to eat as often as you would like, but it could also mean that you cannot pay your rent or your utilities. Luckily there is a quick and convenient way [...]
More and more people are electing to do their shopping — for anything — online. Every month, internet comparison shopping sites garner 72 million visitors, and it’s safe to say that many of them go on to make their final purchase somewhere online, too.
While we’ve come a long way in making online credit card payment solutions safe and efficient, there’s still more work to be done. In 2014, there were a recorded 1,540 data breaches that compromised a collective one billion records of data, a 46% increase from the previous year.
Make sure your customers feel safe when they’re making online purchases by guaranteeing them credit card payment processing services that (more…)
Many small businesses dream of the opportunity to expand their business. This could mean expansion into other cities, states or even countries. When you have the ability to expand into another country, you have the ability to provide your services and product to an entire new group of people. You have the ability to expand your business by bringing new customers into your business plan. Expanding sales and product recognition into another country can be very beneficial for a small business if you have the means to do it.
When you expand your business into a different country, you must hire, train and then keep record management of each of your employee?s. You will have to follow the countries federal and state tax laws. You will have to follow the hiring and firing laws of the country, as well. (more…)
There are many ways to make money today, and unfortunately there are just as many ways, if not more, to fall into debt or onto hard financial times. Money is a very central focal point of our society and our everyday lives, and as nice as it would be to not need it, there are not too many places you can get to these days without it. And you would have to be incredibly creative to build a life for yourself without the use of money. Long gone are the days of trading services or even goods. Today’s society is all about the money.
Being smart with your finances to build for your future
There is plenty of advice floating around out there on what to do with your money. One problem with that is that everyone has a different idea of success, what it looks like, and what to d (more…)
As your small business grows, you’ll discover that there are many things for which you will be held personally responsible. You see, starting a small business is one thing. For all of the hard work that goes into getting a small business off the ground, it is ultimately dependent on a “big picture”. Those starting small businesses will find that the real hard work comes after you’ve hired employees — and find that many of their interests are dependent on you. There are many things and concerns that you can handle “in house” — that is, within your own company, without outsourcing. But some issues need to be outsourced. This is in part due to the fact that it’s simpler to outsource complicated matters; it’s also a lot cheaper, as you won’t have to hire a person permanently to handle (more…)
After the vicissitudes of the past few years, the real estate market is picking up again. Real estate has always been considered a solid investment and new types of real estate investment make it easier for newcomers. Some new types of real estate investment companies are also property developers. They take on the task of identifying and developing properties, while investors provide the capital. This real estate investing model offers a investors a good rerun for their money, as the real estate market recovers.
What are the benefits of real estate investment?
Real estate has always been and still is a solid inv (more…)
Investing in real estate can be a complicated process. It is easy to make bad decisions, loose focus, and not consider crucial information when you search. Here are some things every person should consider before jumping into the world of real estate investing.
1. Work with others
This is important as different people can bring different ideas to the table. Collaboration can be a powerful way of discovering new ideas, techniques, and tips you may not have realized before. One person can only do so much, so sometimes recreating am investment blueprint from other successful models can be extreme (more…)
Many of us dream of winning the lottery or having a big lawsuit settled in their favor. According to research, playing different lotteries is the most popular popular form of gambling in the United States. There are a lot of people receiving annuity payments around the country. By the end of 2013, there were more than 34.8 million deferred annual contracts being paid to individuals. They are worth more than $2.58 trillion. If you have won the lottery or a lawsuit, you might be interested in selling your annuity payments.
If you want to find a way to sell your structured settlement, you need to start with a reason the court will accept. A judge has to be convinced that you understand the tax and other ramifications of selling your annuity payments. They also need to know that you have (more…)
Your new business plan has started out well. You have always been interested in helping anyone willing to help themselves and your clients are as various as the training methods that you use. Your basic personal training methods employ stability, endurance, strength and power training with a resistance band suspension technique. You also make use of olympic weights, medicine balls, bikes, punching bag, and body weight. with one on one training, small group training, and group fitness you have helped influence a wide community of athletes that continues to grow.
While it has been a privilege for you to help others make physical, mental, and emotional fitness progress, your life circumstances have changed. You still know that physical exercise is the best and least expensive medicine for disease p (more…)
The United States remains one of the main industrial competitors in the world, and part of the reason lies in the fact that there are so many businesses existing in the country. As of right now, there are an estimated 26.5 million American businesses active, and approximately 543,000 American businesses start up each month. That second number is somewhat tempered by the reality that more U.S. businesses shut down than start up each month. But the number of businesses shutting down could be lowered if more new small businesses took the proper steps to safeguard their businesses. An important part of those steps is business valuation. Business valuation is necessary should you want your business to move forward and survive, but what is it exactly? We’ll explore that and more below.
If you’re like most homeowners, specifically homeowners who have an investment single family home, you may not have heard about hard money loans. A hard money loan is one that is not made by a regular bank but a private hard money lender. Hard money lenders base the loan off of the value of the property and the equity the owner has available. The interest rates are higher, but the loan itself is for a shorter period of time.
Hard money loan rates will usually start at anywhere from 15% to 18% or higher, depending on the specific situation. In addition to the higher rates, the loans are also typically made at lower loan to value ratios. One of the reasons these types of loans are so sought after is the quic (more…)
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BT Group’s status as Europe’s strongest big telecom group is under threat—whatever settlement it agrees with the U.K. regulator. [...]
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Virgin Money may be too optimistic in its outlook, but investor pessimism is also overdone. [...]
More and more people are electing to do their shopping — for anything — online. Every month, internet comparison shopping sites garner 72 million visitors, and it’s safe to say that many of them go on to make their final purchase somewhere online, too. While we’ve come a long way in making online credit card [...]
Many small businesses dream of the opportunity to expand their business. This could mean expansion into other cities, states or even countries. When you have the ability to expand into another country, you have the ability to provide your services and product to an entire new group of people. You have the ability to expand [...]
There are many ways to make money today, and unfortunately there are just as many ways, if not more, to fall into debt or onto hard financial times. Money is a very central focal point of our society and our everyday lives, and as nice as it would be to not need it, there are [...]