Although the economy has slowly recovered since 2010, there is still a long way to go before the unemployment rate is back to where it was prior to the 2007 recession. Prior to the recession, the national unemployment rate was about 5%. By late 2009, the unemployment rate had risen as high as 10%. In [...]
If you are like a great majority of Americans, you are most likely strapped for cash. Hurting for money can mean you cannot go out to eat as often as you would like, but it could also mean that you cannot pay your rent or your utilities. Luckily there is a quick and convenient way [...]
When looking to invest many people look for an investment that provides a guaranteed return on investment. There aren’t many options that can provide that, therefore many people are left asking themselves “should I invest in property and what are the advantages of investing in property?” The real estate industry is a booming business, and according to the IBIS it is worth approximately $945 billion in the U.S., with an estimated 4,308,177 people employed in it. There are over two billion commercial real estate businesses in the United States, meaning it only makes sense to invest in a strong industry. Listed below are other advantages associated with investing in commercial or real estate (more…)
Business valuation, whether you’re part of a multimillion-dollar company or a small startup, is an important part of business. Based on economic analysis, the financial information determined by a successful large or small business valuation software can provide a company key information to better improve their business before a potential sale.
The first two things each company should do before they get their business valued are determine the actual reason why you need your company valued, and gather all the necessary documents and information, including income statements and balance sheets. Typically, three to five years of income statements and balance sheet (more…)
Learning a small business valuation formula can enable a small business owner to accurately understand the current value of their business as well as their potential for growth. As the old saying goes, knowledge is power. Understanding small business valuation will allow small business owners to pursue rapid growth with confidence.
Rapid growth may mean seeking out investors, applying for bank loans, or growing their business organically by aligning with the right people and services. One essential service that all small business owners need is a financial institution that will protect their interests and guide them in the right di (more…)
Winning the lottery is a dream of many Americans. Many Americans have wondered at one time or another what they would do if they were to win the lottery. They have even planned what they would purchase, what bills and debt they would pay off and who of their family and friends, they would help. This is a common dream, and although many people do actually win the lottery, many are left with structured payments in lieu of that lump sum amount of lottery winnings that they had dreamed of. You might be wondering what the benefits of the lump sum versus annuity are and you are probably asking yourself, can I sell my annuity? The answers are there are many benefits and, yes, you can sell your annuity.
Most times, when you win the lottery, you do not even get a choice of a lump sum versus annuity (more…)
More and more people are electing to do their shopping — for anything — online. Every month, internet comparison shopping sites garner 72 million visitors, and it’s safe to say that many of them go on to make their final purchase somewhere online, too.
While we’ve come a long way in making online credit card payment solutions safe and efficient, there’s still more work to be done. In 2014, there were a recorded 1,540 data breaches that compromised a collective one billion records of data, a 46% increase from the previous year.
Make sure your customers feel safe when they’re making online purchases by guaranteeing them credit card payment processing services that (more…)
Many small businesses dream of the opportunity to expand their business. This could mean expansion into other cities, states or even countries. When you have the ability to expand into another country, you have the ability to provide your services and product to an entire new group of people. You have the ability to expand your business by bringing new customers into your business plan. Expanding sales and product recognition into another country can be very beneficial for a small business if you have the means to do it.
When you expand your business into a different country, you must hire, train and then keep record management of each of your employee?s. You will have to follow the countries federal and state tax laws. You will have to follow the hiring and firing laws of the country, as well. (more…)
There are many ways to make money today, and unfortunately there are just as many ways, if not more, to fall into debt or onto hard financial times. Money is a very central focal point of our society and our everyday lives, and as nice as it would be to not need it, there are not too many places you can get to these days without it. And you would have to be incredibly creative to build a life for yourself without the use of money. Long gone are the days of trading services or even goods. Today’s society is all about the money.
Being smart with your finances to build for your future
There is plenty of advice floating around out there on what to do with your money. One problem with that is that everyone has a different idea of success, what it looks like, and what to d (more…)
As your small business grows, you’ll discover that there are many things for which you will be held personally responsible. You see, starting a small business is one thing. For all of the hard work that goes into getting a small business off the ground, it is ultimately dependent on a “big picture”. Those starting small businesses will find that the real hard work comes after you’ve hired employees — and find that many of their interests are dependent on you. There are many things and concerns that you can handle “in house” — that is, within your own company, without outsourcing. But some issues need to be outsourced. This is in part due to the fact that it’s simpler to outsource complicated matters; it’s also a lot cheaper, as you won’t have to hire a person permanently to handle (more…)
After the vicissitudes of the past few years, the real estate market is picking up again. Real estate has always been considered a solid investment and new types of real estate investment make it easier for newcomers. Some new types of real estate investment companies are also property developers. They take on the task of identifying and developing properties, while investors provide the capital. This real estate investing model offers a investors a good rerun for their money, as the real estate market recovers.
What are the benefits of real estate investment?
Real estate has always been and still is a solid inv (more…)
Investing in real estate can be a complicated process. It is easy to make bad decisions, loose focus, and not consider crucial information when you search. Here are some things every person should consider before jumping into the world of real estate investing.
1. Work with others
This is important as different people can bring different ideas to the table. Collaboration can be a powerful way of discovering new ideas, techniques, and tips you may not have realized before. One person can only do so much, so sometimes recreating am investment blueprint from other successful models can be extreme (more…)
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- Its Time to Sweat Again at Lululemon
The yoga-wear maker’s shares have rallied by more than one-third this year. Additional gains might be a stretch. [...]
- The ECBs Persistent Inflation Headache
Eurozone inflation remains stuck in low gear. Expectations are building again for more from the ECB. [...]
- Emerging Markets: Catch the Yield Where You Can
The latest target in the search for anything with a yield: emerging-market bonds in local currencies. [...]
When looking to invest many people look for an investment that provides a guaranteed return on investment. There aren’t many options that can provide that, therefore many people are left asking themselves “should I invest in property and what are the advantages of investing in property?” The real estate industry is a booming business, and [...]
Business valuation, whether you’re part of a multimillion-dollar company or a small startup, is an important part of business. Based on economic analysis, the financial information determined by a successful large or small business valuation software can provide a company key information to better improve their business before a potential sale. The first two things [...]
Learning a small business valuation formula can enable a small business owner to accurately understand the current value of their business as well as their potential for growth. As the old saying goes, knowledge is power. Understanding small business valuation will allow small business owners to pursue rapid growth with confidence. Rapid growth may mean [...]