Although the economy has slowly recovered since 2010, there is still a long way to go before the unemployment rate is back to where it was prior to the 2007 recession. Prior to the recession, the national unemployment rate was about 5%. By late 2009, the unemployment rate had risen as high as 10%. In […]
If you are like a great majority of Americans, you are most likely strapped for cash. Hurting for money can mean you cannot go out to eat as often as you would like, but it could also mean that you cannot pay your rent or your utilities. Luckily there is a quick and convenient way […]
When it comes to finances there is no question that many Americans are struggling with money. This is not inherently anyone’s fault, but it is a culmination of many factors. For instance, the economy is in a bit of a recession and on top of this, inflation has caused the dollar to consistently lose value as time goes on.
Furthermore, there is no doubt that most Americans need help managing their finances, credit cards, home loans, and savings account. However, most people have too much pride to ever ask for help which is not good. There are people who (more…)
Adulting can be hard, like really, really hard. And in addition to doing laundry on a regular basis (thanks Mom!), filing taxes is one of the most difficult things to do. Many people claim they work best under pressure and choose to procrastinate when it comes to filing their taxes by waiting until close to the notorious April 15 to file. And then there are those who just don’t file at all.
The thought of doing your taxes can be intimidating, but that’s no reason to note file a tax return. Tax help is readily available, often at a very affordable cost or even free. So if your Mom or Dad can’t help with your taxes, there are a number of other resources available. In addition to stress, many peopl (more…)
The world of finances is one that can be confusing to anyone on the outside looking in. For many people, they are the ones on the outside looking in and if you are one of these people, there is no shame in that. As a matter of fact, you should know that there are people across the United States that spend four years or more studying finances in hopes that they can enter this business world and can have success.
People across the United States will more often than not allow the professionals to help them in the world of finances. This includes hiring a female financial coach, creating a budget, havin (more…)
Every small business owner wants to see their company grow. You’ve probably grown used to performing many different functions within your business. It’s understandable to do what you need to in order to save money. However, making one payroll mistake can often lead to costs that certain small businesses might never recoup. An essential part of growing a small business is finding the right partnerships. Here are four reasons for a small business to partner with an outsourced payroll provider.
- Assurance of Accurate Payroll Processing
One burden of owning a small business is doing the work of many different departments. You’re likely to hear about payroll mistakes quickly from disgruntled workers. No one wants to go to work to find out that there is a problem with the (more…)
While 36% of the people that purchase cars are able to do so outright, others are not in the position to do so. When people have good credit, they are able to finance their vehicle purchases more easily. Recent figures indicate that this applies to approximately 43% of individuals that have recently purchased cars.
Car Loan Interest Rates
On an annual basis, $98 billion in revenue is generated due to the interest associated with auto financing. During the period of May 2014 to May 2016, for example, car loan interest rates rose. In May 2014, they were 4.3%, and by May 2016, they had risen to 4.25%. Recent figures indicate that the average auto loan interest rate is currently around 4.16%.
There are different durations for new-car loans. The average durati (more…)
Managing money is complicated. Between corporate 401k plan management, personal retirement accounts, rules about withdrawals, and differences between a 401k and 403b, it’s easy to see how people can throw their hands up in the air. Even if you feel that way, fight through it. Your money is important, and you’ve earned it.
Millennials have earned a reputation for being less likely to financially plan for their future. Considering many students are graduating college with six-figure debt, it’s hard to blame them for not putting together a long term wealth management plan. In fact, 42% of millennials report having no retirement savings at all.
But contrary to what the Wall Street Journal tells you, millennials aren’t the only ones with fi (more…)
Digital marketing is quickly taking over the marketing industry. More and more businesses are creating a presence on the internet. They are using email to communicate and target new customers. They are interacting with current customers on the different social media platforms. Business advertisements are going out through email, sponsored social media, and text messages. In fact, some businesses have entirely moved to an online marketing platform. Although digital marketing is a great way to achieve brand awareness and target new customers, how can you encourage them to make that move into the actual physical business location?
The biggest challenge of online marketing
Perhaps the biggest challenge of online marketing is that you still have to find a way to bring the custom (more…)
As you prepare to embark on this new adventure, there are three businesses for sale that you are considering. Although you have been weighing the options for the last three months, you and your husband have given yourself until the end of July to make a final decision. Buying the right business is the goal, as you are looking for an investment to keep you busy until you retire full time.
Business Choice One. This small gift boutique has been in its current location for the last 15 years, but it has only recently been profitable. The original owner mostly used the location as an art studio where she could do her painting, but she also sold a few things on the side. Not in need of an in (more…)
Though more and more people are using debit and credit cards for their purchases these days, plenty of people still use cash. And businesses need a way to handle and manage that cash. There are a number of strategies including cash management software.
Cash management software has a number of different uses. It can help you track the amount of cash that is being used for purchases in your business, giving you a window into how people pay. For example, if you see that a small amount of your purchases are coming from cash, you might offer discounts to those who pay with cash to discourage them from using credit cards, which come with merchant fees.
Cash management sof (more…)
Middle market companies are those that have revenues between $5-500 million. Owners of middle market companies may not be aware of when they should sell. If you sell too early you could miss out on larger profits, while selling too late could mean none. In this post, you will learn four major signs it?s time to sell a company.
- You Feel Extremely Burned Out: Your health should always come before your business. It is normal to feel those occasional moments of stress and worry. However, if your health is started to become impacted by a business, it?s time to sell. In some cases, entrepreneurs may find themselves in multiple industries throughout their lives. If you find running your business has now become a burden, selling it could very well save your health. A corporate finance com (more…)
Home Loan Online
- Investors Have Gotten Too Complacent on China Debt
China is right that industrial capacity cuts are helping steel and coal firms to reduce debt and banking-sector risks. Investors are wrong to conclude [...]
- Electronic Arts Can Come Back From the Dark Side
Loss of “Star Wars Battlefront II” microtransactions is manageable for Electronic Arts in light of strong digital growth overall. [...]
- Chinas Online Lending Army Runs Into Beijing
What could go wrong betting on fintech companies catering to China’s increasingly affluent consumers? Quite a lot, it turns out. [...]
- Who Needs a Tax Cut? Companies Are Spending Anyway
Tax cut or no tax cut, companies could be spending a lot more money in the year ahead. [...]
- Good as It Gets for Deere Stock
More strong results for agricultural giant, but stock rally is aging. [...]
When it comes to finances there is no question that many Americans are struggling with money. This is not inherently anyone’s fault, but it is a culmination of many factors. For instance, the economy is in a bit of a recession and on top of this, inflation has caused the dollar to consistently lose value […]
Adulting can be hard, like really, really hard. And in addition to doing laundry on a regular basis (thanks Mom!), filing taxes is one of the most difficult things to do. Many people claim they work best under pressure and choose to procrastinate when it comes to filing their taxes by waiting until close to […]
The world of finances is one that can be confusing to anyone on the outside looking in. For many people, they are the ones on the outside looking in and if you are one of these people, there is no shame in that. As a matter of fact, you should know that there are people […]