July 2014 5
Some clients have money in their self directed retirement accounts but do not have enough to buy a property outright. This means that their Individual Retirement Arrangements (IRA) need loans. Some lenders will make a loan based on a income producing property to self directed IRA on a non recourse basis. But what is a non recourse loan? It is where non recourse IRA loans are liable for repayment. If foreclosure occurred, the lender can only get repayment from the property and cannot go after the other assets that are owned by the non recourse IRA loans account holder. The tip to acquiring property on a non recourse basis is a down payment. Usually, lenders like to see 30% down from non recourse IRA loans. They also want to make sure that the IR (more…)
There are more reasons than ever to enlist the help of a certified investment advisor for help with building your investment portfolio. Currently, about 25% of Americans have an investment or financial advisor to help them manage their funds — and the number is expected to keep growing.
The best certified investment advisors can help you with tax planning, retirement saving, asset protection, wealth transfer and a slew of other things that will optimize your finances and make you a smarter money manager.
But how do you choose the right certified investment advisor?
There are a number of different factors that go into choosing an investment advisor — (more…)
Do you operate an online business, or are you thinking of expanding your shop to an online marketplace? If so, you will need to have a credit card payment processing company that can handle online transactions to best suit your needs. However, businesses that accept credit cards online run into a certain amount of risk, so it’s essential to make sure that your livelihood is protecting when you select from the many online payment processing companies throughout the world.
This doesn’t have to be a frightening experience, though. If you’re looking into online payment processing solutions, here are som (more…)
Without a proper payroll program for your company, you could be looking at costly errors that will throw your finances off. The other problem you will face is being unable to get your employees paid on time, and accurately, which they will not appreciate.
For this reason, many companies utilize outsourced payroll services to help them handle their finances. This means that you can rely on payroll processing companies to handle all of your weekly, monthly, and yearly records, and even deal with all the deductions and taxes associated with every employee’s wages.
Here are some of the other benefits of using an outsourced (more…)
Mortgage refinance loans is a way to refinance your home loan in order to:
* To take advantage of a better interest rate (a reduced monthly payment or term)
* To consolidate other debts into one loan (a potentially longer/shorter term)
* To reduce the monthly repayment amount (often for a longer term)
* To reduce or alter risk (such as moving from a variable-rate to a fixed-rate loan)
* To free up cash (often for a longer term)
Home Loan Online
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There are many types of loans that can be acquired, including business loans, private loans, student loans, and also something known as hard money loans. The term “hard money” was coined in the 1950s and these loans are based on property assets, not credit. Hard money loans can be used for a number of reasons, […]
For the past decade more and more firms are requiring the need for companies that offer medical record retrieval services. Law offices, legal institutions and more seem to have an endless need for these kinds of services and have outsourced them to several companies that provides it. Hiring a company that offers online medical record […]
Since the uprising of the stock market in the 1990s, companies are turning to investment bankers and individuals to gain some financial leeway for their business. One of the most common methods for gaining capital is the process of an initial public offering (IPO), in which a company opens up the first available sale of […]