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Some clients have money in their self directed retirement accounts but do not have enough to buy a property outright. This means that their Individual Retirement Arrangements (IRA) need loans. Some lenders will make a loan based on a income producing property to self directed IRA on a non recourse basis. But what is a non recourse loan? It is where non recourse IRA loans are liable for repayment. If foreclosure occurred, the lender can only get repayment from the property and cannot go after the other assets that are owned by the non recourse IRA loans account holder. The tip to acquiring property on a non recourse basis is a down payment. Usually, lenders like to see 30% down from non recourse IRA loans. They also want to make sure that the IR (more…)
There are more reasons than ever to enlist the help of a certified investment advisor for help with building your investment portfolio. Currently, about 25% of Americans have an investment or financial advisor to help them manage their funds — and the number is expected to keep growing.
The best certified investment advisors can help you with tax planning, retirement saving, asset protection, wealth transfer and a slew of other things that will optimize your finances and make you a smarter money manager.
But how do you choose the right certified investment advisor?
There are a number of different factors that go into choosing an investment advisor — (more…)
Do you operate an online business, or are you thinking of expanding your shop to an online marketplace? If so, you will need to have a credit card payment processing company that can handle online transactions to best suit your needs. However, businesses that accept credit cards online run into a certain amount of risk, so it’s essential to make sure that your livelihood is protecting when you select from the many online payment processing companies throughout the world.
This doesn’t have to be a frightening experience, though. If you’re looking into online payment processing solutions, here are som (more…)
Without a proper payroll program for your company, you could be looking at costly errors that will throw your finances off. The other problem you will face is being unable to get your employees paid on time, and accurately, which they will not appreciate.
For this reason, many companies utilize outsourced payroll services to help them handle their finances. This means that you can rely on payroll processing companies to handle all of your weekly, monthly, and yearly records, and even deal with all the deductions and taxes associated with every employee’s wages.
Here are some of the other benefits of using an outsourced (more…)
Mortgage refinance loans is a way to refinance your home loan in order to:
* To take advantage of a better interest rate (a reduced monthly payment or term)
* To consolidate other debts into one loan (a potentially longer/shorter term)
* To reduce the monthly repayment amount (often for a longer term)
* To reduce or alter risk (such as moving from a variable-rate to a fixed-rate loan)
* To free up cash (often for a longer term)
Home Loan Online
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Checking accounts are rarely used for checks any more, but they still remain an important part of the bill paying and every day spending habits of many people. From the card swipes that we use to make daily payments at the grocery store, gas station, and favorite restaurants to the online payments that allow us […]
The tradition of watching It’s a Wonderful Life did not seem quite so wonderful tonight. Although your husband has always enjoyed watching good old George Bailey muddle his way through a financial mess, this did not seem like ht year to watch someone consider suicide. In a year when your husband has confided that he […]
Every debtor wants to work with a good collection agency. Therefore, it is important to know how to spot qualities that are exhibited by only high-end collection agencies. In 2017, there were 8,513 debt collection agencies in the U.S. This shows that many debtors are relying on these agencies to collect their debts. This is […]