October 2014 5
Are you looking for a career to pursue after school? Are you choosing your college major? Are you good at math? Well then you might want to consider jobs in accounting and finance. This is a great field that can be very interesting and exciting, and will provide a great future for you.
A business’s chief financial officer, or CFO, oversees its financial operations. The chief financial officer job description includes being responsible for the corporation’s financial risks, as well as financial planning, record-keeping, and financial planning to higher management.
The chief financial officer reports to the chief executive officer, or CEO. The chief executive officer is the most senior corporate officer (more…)
Starting a small business can be difficult. There’s a lot to learn on the fly, and regardless of how much business experience you may already have, there are always surprises.
One of the biggest concerns of starting a small business is money. Whether it’s getting together enough money to actually start the business, to nurture it and get it on its feet, or to help it grow, starting and owning a business takes a lot of money. And once again, this is a particular area that sees a lot of surprises. There are always unexpected expenses in running a business, and you need to have a backup plan for when they arrive.
Fortunately, there are options out there to help you. Certainly, there are loans and grants to apply for, depending on your business. But one option you may not have considered is me (more…)
One way that many Americans are turning to to create an extra source of income is investing in real estate. This can happen in the form of house flipping, or simply buying a piece of property to rent out, but there is a pretty lucrative way of doing it that doesn’t involve dumping a significant portion of your disposable income into doing it. It’s using your IRA.
A self directed individual retirement account allows the owner to invest in whatever she chooses, but the only way for her to be able to buy real estate with her IRA is with an IRA non recourse loan. The terms of the non recourse loan agreement are this: she must put up some real property as collateral for the loan, and the non recourse lender on (more…)
Treasure hunters with dreams of gold have spent this year watching a fairy tale unfold before their eyes.
In 1987, the shipwreck of SS Central America was discovered 160 miles off the coast of South Carolina. What was so special about this wreck? The ship — a wooden-hulled, copper-plated, steam-powered sidewheeler — was carrying over 30,000 pounds of gold when it sank in a hurricane in 1857, also sending 425 crewmembers and passengers to their deaths.
Only 5% of the site was excavated in the ’80s, when over $40 million worth of gold was recovered.
Now, deep-sea exploration company Odyssey Marine Exploration has revealed that a new excavation of the site, which began in mid-April 2014, has yielded 45 gold bars and more than 15,500 gold and silver coins.
Part of working life in America is the expectation that one magical day beyond the horizon of a 65th birthday we will be able to enjoy not having to work anymore and be able to retire. The reality is though that retirement for may Americans cannot depend on retiring comfortably, or in some cases ever. Fewer and fewer employers in the U.S. are offering retirement options, but many people are still able to create a nest egg through other options — like buying annuities. There are a few different types of them, but variable annuities are a popular choice.
What Are Annuities?
Variable annuities are — of course — a type of annuity, which in simplest terms is an insurance product that people can buy that will in some way create a source of income (usually in retirement). R (more…)
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Checking accounts are rarely used for checks any more, but they still remain an important part of the bill paying and every day spending habits of many people. From the card swipes that we use to make daily payments at the grocery store, gas station, and favorite restaurants to the online payments that allow us […]
The tradition of watching It’s a Wonderful Life did not seem quite so wonderful tonight. Although your husband has always enjoyed watching good old George Bailey muddle his way through a financial mess, this did not seem like ht year to watch someone consider suicide. In a year when your husband has confided that he […]
Every debtor wants to work with a good collection agency. Therefore, it is important to know how to spot qualities that are exhibited by only high-end collection agencies. In 2017, there were 8,513 debt collection agencies in the U.S. This shows that many debtors are relying on these agencies to collect their debts. This is […]