Looking To Sell Your Annuity Payments? Here’s How To Do It

Cash for structured settlement payments

Maybe you’ve decided that you want to sell your annuity payments in order to pay off some credit card debt. Maybe you’d like to advance your career by going back to school and finishing that second degree. Or maybe you just need to make some home repairs and you just don’t have the money to pay for high quality services.

Whatever your reason may be for selling an annuity payment, it’s important to understand that the process doesn’t have to be complicated. When you find a good company to work with, you’ll be able to get cash for annuity payments quickly and you’ll receive as much of your own money as possible.

Here are just a few steps that you’ll be taking if you choose to sell your annuity payments:

  1. The first step is to decide that you’re definitely interested in selling your annuity payments — it sounds simple, but it’s much harder to come to this conclusion in reality. One way to figure out if it’s the best option for you is to plan out why you want the money now and what you’ll do with it later.


  • Next, get in contact with a service that works with people who want to sell annuity payments and structured settlements. Make sure to find out how much you’ll be charged and how long it’s estimated to take; also remember to ask for a quote.



  • Some companies provide cash advances to clients who are selling annuity payments, but you may also have to wait until you can secure a court date. Selling your annuity payment requires a court procedure so that the sale is safe — especially for you.


  • At your court date, it’s important to have all of the necessary paperwork and information ready to go. The judge will probably ask you why you want to sell an annuity, and you’ll be required to file certain tax forms, a personal ID, and copies of the original settlement agreement.
  • Last but certainly not least, you’ll be able to come out of the process with your own money in your hands — and you’ll be able to spend it or invest it however you see fit.